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Personal Finance

Log an expense in 3 seconds.
No Excel, no other app.

Text what you spent like you would any other message. Minota sorts it into categories on its own and shows you, effortlessly, where your money goes each month.

Text what you spent like you would any other message. Minota sorts it into categories on its own and shows you, effortlessly, where your money goes each month.

No credit card Automatic categorization Instant monthly summary
The Problem

The month ends and you have no idea where the money went.

Finance apps make you log every expense by hand, pick categories, and within a week you've stopped using them. You end up keeping track in your head — which means not keeping track at all.

How It Works

You log it like a text. It reads back like a spreadsheet.

Tell it how much you spent and on what. Minota sorts it into a category and can tell you, any time you ask, exactly where your budget stands.

Ready to find out where your money's going?

Start Tracking My Spending
In Your Everyday Life

This is what tracking your spending looks like

Real moments where logging an expense takes all of 3 seconds.

The expense that almost slipped by.

The subscription that charges itself.

The month that finally adds up.

Your Month, at a Glance

No spreadsheets. No manual categorizing.

Every expense already sorted, ready whenever you check.

Personal finances, finally organized
Knowing exactly where your paycheck went.
This month€1,284
under control
The Difference

Why not a regular budgeting app?

You don't categorize anything by hand — say it however it comes out, and Minota sorts it on its own.
No need to connect your bank account if you'd rather not — just log what you spent, when you spent it.
Your summary shows up in the same chat where you logged the expense, not in some app you forget to open.
Pricing

Start free. Find out where your money goes.

For less than a coffee a month, get the peace of mind of knowing exactly what you spend on. No lock-in, cancel whenever you want.

Free
€0/forever
Explore Minota at your own pace.
Web dashboard access
Notes and task management
Finance dashboard with manual tracking
Encrypted private vault, manual functionality
Start Free
Your Money, Under Control

Life's too short
to not know where your paycheck went.

Start today. Log your first expense, and in a week you'll know exactly where your money's going.

Start Tracking My Spending
FAQ

Got questions?

Not at all. You can log every expense by hand, as a message, and Minota categorizes it. Connecting your bank is optional, for anyone who wants to automate the whole thing.
It reads it from the text you send — '€45 at the grocery store' gets sorted into Groceries automatically, for example. You can always correct it if it gets one wrong.
Yes, any time — ask Minota 'show me my finances' and it sends back the month's summary, broken down by category.
For day-to-day expense logging, yes — it's a lot faster than opening a spreadsheet. Your bank's app is still the source of truth for transactions and balances.
No. It works inside WhatsApp and on a web dashboard.
Start Tracking My Spending